Wire transfers can move money from one account to another.7 The term traditionally refers to an instant transfer between one bank account and another. Bank of When you send money online, the best way depends on how and where you want to send it. Already integrated with over 200 banks, connecting more than 95 million people. Zelle in a nutshell Instant transfer of funds to debit cards. More than 203 million active accounts worldwide, more than other P2P services.